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Home Loan Checklist

INCOME VERIFICATION:

  • Your two most recent year to date pay stubs
  • Copy of the last two years W2's
  • Copy of the last two years federal tax returns, ALL SCHEDULES

OTHER INCOME:

  • Social Security award letter and/or copy of monthly statement
  • Retirement award letter and/or copy of monthly statement
  • Rental agreements 

ASSET INFORMATION:

  • Most recent two month bank statements

IF YOU CURRENTLY HAVE A REAL ESTATE LOAN:

  • Most recent mortgage statement (For existing 1st and 2nd Mortgages, if applicable)
  • Homeowners Insurance Policy (Max Deductible is $1,000)
  • Flood Insurance Policy (If in a Flood Area)

IF YOUR PROPERTY IS IN A TRUST:

  • Copy of the Certification of Trust

IN SOME CASES WE MAY ALSO NEED OTHER INFORMATION.  YOUR LOAN OFFICER WILL NOTIFY YOU IF ANYTHING FURTHER IS NECESSARY.

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First U.S. Community Credit Union NMLS #440466
580 University Avenue, Sacramento, CA  95825
Toll Free:  (800) 556-6768
re@firstus.org
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